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Bring ACH Payment Innovations to Your Clients

If you’re looking to adopt dual pricing or surcharging, it’s important to offer your clients flexibility in how they pay. While surcharging and dual pricing programs save you money on processing fees, some clients may prefer not to pay the additional 3%. That’s where ACH comes in—a cost-effective payment solution that eliminates card fees and simplifies the transaction process.

With Evolve Payment and Biller Genie, integrating ACH payments into your accounting program for your business is seamless, offering complete system integration and consolidated reporting for easy management. This streamlined approach ensures your customers have convenient payment options of either paying with a credit card or using ACH as a free payment method. At the same time, you maintain efficiency and can take full advantage of your suite of tools in Biller Genie. Whether ACH is already a core part of your business or if it’s something you want to onboard alongside a dual pricing or surcharging program, Evolve Payment has you covered. Keep reading to see how ACH is changing and how our team sets you up for success with innovative digital ACH solutions.

Benefits of ACH with Biller Genie

Affordable & Efficient

ACH is an entirely separate way of accepting payments from your customers. Digital check processing with Biller Genie is secure, efficient, and, most importantly, affordable—it costs your business the same as the stamp your customer would purchase to send you a paper check in the mail. Using Biller Genie, the payments are automatically reconciled into your QuickBooks, saving administration and bookkeeping time. If you currently offer ACH to your clients, using our program allows you to consolidate reporting and have complete control over functionality via integrations.

Remote Deposit Capture (RDC)

Remote Deposit Capture with Biller Genie, also known as RDC, is a digital overhaul of your business’s check processing workflow. You can scan and deposit checks electronically from your office using a secure check reader. Checks are converted into a digital format that’s easy to transmit and receive, reducing processing time. RDC results in checks clearing in 2-3 days instead of the traditional 7-10 days typical for ACH. Biller Genie’s RDC automates invoice closing and transaction journal entries via an integration with your accounting software.

Mobile Check Acceptance

Businesses that require flexibility when accepting checks can take advantage of another key feature of Biller Genie–Mobile Check Acceptance. This tool lets you capture and process checks using your smartphone camera anywhere, anytime you need it. Whether you’re at tradeshows, have employees traveling to clients, or something else that necessitates payment mobility, now you can accept checks on-site with nothing more than a smartphone.

Person with a phone completing an online ACH transfer

Digitization of Traditional Payment Methods

Traditional payment methods like paper checks still have an essential place in business finances, but it’s undeniable that digital trends are transforming the payment landscape. ACH and RDC with Biller Genie enable businesses to bridge the gap between old and new, providing secure, streamlined, cost-effective solutions for their clients. Evolve Payment incorporates innovative ACH solutions into our dual pricing and surcharging program implementation process. Now, you can offer clients an affordable and convenient payment alternative without sacrificing flexibility and reporting fluidity.

Get Started for Free

Take full advantage of the capabilities of Quickbooks and Biller Genie by connecting with our team and requesting a free cost analysis. We’ll set you up with a hardware/software package that capitalizes on these payment innovations without any headaches that can arrive with the installation process.

Frequently Asked Questions

What is surcharging?

Surcharges are small fees applied to your client’s credit card purchases to offset costs associated with credit card acceptance, such as processing fees. A surcharging program is a non-intrusive way to save your business thousands in fees. There are some mandatory requirements for surcharging, including disclosure, fee limits, record-keeping, and more.

What is dual pricing?

Dual pricing is an alternative to surcharging programs. Instead of adding a fee if a client pays with a credit card, you reward them if they pay in cash by discounting the sales price. Dual pricing is legally permissible nationwide, although it is still subject to specific regulations. You can learn more about dual pricing programs by reading this article.

What is ACH?

Automated Clearing House (ACH) transfers are electronic bank-to-bank money transfers. ACH payments are considered direct money transfers and, as a result, are cheaper than other payment methods like credit cards. Using a digital payment portal, your clients can send you an eCheck that processes like a physical paper check while being safer, faster, and more convenient.

What is Biller Genie?

Biller Genie is a cloud-based accounts receivable automation solution that integrates directly with your Quickbooks. This solution streamlines billing, collection/reconciliation, and more without disrupting your current process. We find our customers quickly recover the monthly costs of Biller Genie with the saved admin time for accounting team members. One area where these cost savings are evident is with collections. Biller Genie uses automatic email reminders for past-due invoices, greatly reducing the time used for collection work.

Evolve Payment is a market leader in integrated payments, driven by our expertise with tools like Biller Genie. We maximize your return on investment from Biller Genie while minimizing friction for you and your clients. 

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Talk with our merchant expert

Book a time to chat with Don, our merchant expert, and take back your team’s time so you can work on essential items that can’t be automated.